Profile

His Work for John Charcol

Nick is a mortgage expert and respected industry commentator with extensive experience in residential mortgages, specialist lending, and financial planning. He joined John Charcol in 2019 as a Mortgage Adviser, quickly progressing to Senior Specialist Adviser and then Mortgage Technical Manager. He now leads the marketing team as Head of Marketing, overseeing strategic planning, campaign execution, brand development, and media relations.

In his earlier roles, Nick transitioned from working with high street lenders to cultivating strong relationships with a wide range of regulated and unregulated lenders. His expertise is showcased in his role as the weekly mortgage expert for The i Paper, where he answers public queries on mortgage-related topics.

Nick’s industry knowledge is widely recognised, and he has been featured in prestigious publications such as The Times, The Financial Times, and the Daily Mail as a trusted authority on the mortgage and property market. His ability to craft compelling content and develop effective strategies underscores John Charcol’s commitment to providing independent mortgage advice and a client-first approach.

Career

Nick began his career at Lloyds Bank, managing commercial, personal, and high-net-worth clients. Over the next 15 years, he gained extensive expertise in corporate finance, mortgages, and financial planning, delivering tailored, solutions-based advice to help clients achieve their property goals.

Since joining John Charcol, Nick has earned a reputation for providing expert guidance on complex and specialist cases. His contributions have driven the firm's growth and strengthened its position as a leading independent brokerage.