Online Mortgage Calculators for UK Properties

Unlock the possibilities with our intuitive mortgage calculators! Designed to give you a clear indication of how much you might be able to borrow, these tools are your first step towards understanding the range of mortgage options available to you. Whether you're dreaming about a new home or considering refinancing, our calculators make it easy to get a snapshot of your potential borrowing power.

Already have a mortgage? Dive into our mortgage cost calculators to discover how changes in terms, rates, or additional payments could affect your monthly repayments. It's a fantastic way to see potential savings or adjust your budgeting strategy with precision.

And if you're looking for a more personalised touch, we offer a complimentary consultation. Speak with one of our expert consultants to explore your options in detail. They're here to guide you through the complexities of mortgages, tailored specifically to your needs. Don't navigate this journey alone let us help you make informed, confident decisions about your financial future.

Mortgage Calculators to Use Before Your Application

Use the online calculators below to find which mortgage is right for you. These quick mortgage estimators will give you a good idea of how much you can borrow before you apply for a mortgage. 

How Much Can I Borrow?

This mortgage calculator examines your income and works out how much money a mortgage lender might provide you with

Stamp Duty Calculator

Use our stamp duty calculator and find out how much tax you will pay when buying a main residential or secondary property in England or Northern Ireland.

Mortgage Repayment Calculator

Our mortgage repayment calculator works out how much you'll pay in monthly mortgage repayments based on the interest rate, borrowing amount and mortgage term.

Interest-Only Calculator

Try our interest-only calculator to work out how much your monthly interest payments will be based on what you want to borrow and your mortgage rate.

Mortgage Deposit Calculator UK

Work out how much you need to save each month with our mortgage deposit calculator. Here you’ll also find information on how deposits work, amounts needed and more.

Contractor & Self-Employed Calculator

Self-employed or a contractor? Try our free and easy-to-use contractor and self-employed mortgage calculator below to see how much you could borrow for your mortgage.

Expat Mortgage Calculator

Use our expat mortgage calculator to work out how much you could borrow. Simply enter your employment status and income information to find out.

First-Time Buyer Stamp Duty Calculator

Try our First-Time Buyer Stamp Duty Calculator to work out how much Stamp Duty you’ll pay as a first-time buyer. Learn how relief works and who qualifies here.

Second Charge Mortgage Calculator

Use our second charge mortgage calculator to work out how much you could borrow on a second charge mortgage.

Calculate Changes To Your Mortgage

A change to your mortgage means a change in cost. The mortgage cost calculators below can help you understand how you can save money or pay off your mortgage quicker by changing rates or remortgaging your property.   

Buy-to-Let Mortgage Calculators

Use these mortgage calculators to estimate how much money you can make by purchasing property as an investment, and how you can obtain a mortgage for a second home.

Securing a mortgage is one of the biggest financial commitments you will ever make, and it is important to find the right option to suit you. Our calculators can be used to give you an indication of the options available to you, but every mortgage application and situation is unique. 

Not found the calculator you want? Suggest a mortgage calculator to us.