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Bad Credit Mortgages

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Speak to a bad credit mortgage adviser

Fill out this form and we’ll contact you to book a free call with one of our mortgage experts.

 

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Steps

Identify Your Bad Credit and the Impact on Mortgage Options

Now you know a bit more about credit scores and why they exist, it’s time to identify what bad credit event is having a negative effect on your credit report and what this means for your mortgage.

See our resources below for the kinds of bad credit events to look out for and the specifics regarding the impact on your mortgage options.

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Step

Learn About Bad Credit Mortgage Lenders and Their Criteria

It’s time to start learning about subprime lenders, what bad credit mortgage products they offer and how they assess applicants. This will help you to get an idea of the kinds of criteria you’ll need to meet and steps you can take to help you secure a bad credit mortgage.

Step

Talk to a Bad Credit Mortgage Broker and Start Your Mortgage Application

You’re ready to start your mortgage journey. You can learn about bad credit mortgage brokers in our guide and contact us on 0808 303 5542. See below for more information about the kinds of bad credit mortgages for different buyers and the various options.

 
Step

Ready to Find the Perfect Deal? Speak to the Experts

At John Charcol, we’re there from the very start of your journey to guide you through each and every step.

We’ll search across the market to find the best deal for you

We’ll handle all the paperwork & make the process hassle-free

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Start your journey today

Book an appointment with an adviser today and we’ll find you the best first mortgage deal, for free.

Speak to a mortgage adviser

Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.

We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.

Ask about a second charge mortgage

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We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.

Speak to a mortgage adviser

Fill out the short form below and choose a time that suits you. It’s a no-commitment opportunity for our experts to help you.

We ask for your telephone number to ensure we can reach you quickly and personally, providing a more tailored and responsive experience for your needs.