John Charcol are not just expert mortgage brokers. Our independent insurance advisers can help you protect you and your loved ones from any unexpected challenges that life may throw at you with specialist cover.
Whether you are looking for home insurance or protection insurance, we can provide you with independent insurance advice.
See below for our resources on life insurance and mortgage protection, as well as additional resources on income protection, family income benefit, critical illness cover, property and home insurance, and wills.
Life Insurance
Protect your loved ones with a life insurance policy. Find out how life insurance works, types of life insurance in the UK, the benefits, drawbacks and more.
Life Insurance
Life Insurance Broker
Not sure if you need a life insurance broker? Find out how as a broker John Charcol can help you arrange life insurance, mortgage protection and income protection.
Life Insurance for Over 60
Can you get life insurance over 60? Yes! Find out how over 60 life insurance works, how it’s different from normal life insurance, what it covers & more.
Over 50 Life Insurance
Can you get over 50 life insurance? Yes! Learn how it’s different, what it covers, what impacts the costs of life insurance for over 50s and more.
Life Insurance Policies in Trust
Unsure whether to put life insurance in a trust? Here we explain what a life insurance trust is, the benefits, the potential issues, what to consider and more.
Do I Need Life Insurance?
Do you need life insurance? And if so, what kind? Learn about the different types of life insurance and what they cover here.
Types of Life Insurance
Learn the main types of life insurance and their key features, who they’re suitable for and how to choose the right policy.
How to Get the Best Life Insurance
Here we explain how to determine your needs, identify the best option and secure a competitive deal.
Get a Life Insurance Quote
Want to narrow down your options? Use our free comparison tool to get a life insurance quote!
Mortgage Protection Insurance
Mortgage protection insurance looks after your family by covering the mortgage payments on your home in the event you pass away during the mortgage term.
What Is Mortgage Protection?
Mortgage protection is an insurance policy that covers your mortgage payments if you die within the mortgage term. Learn more here.
Do You Need Life Insurance for a Mortgage?
"Do I need life insurance for a mortgage? What happens to my family living in the property if I die before I’ve repaid my mortgage?"
Mortgage Protection Insurance Cost
Learn about mortgage protection insurance costs, what impacts the amount you pay and how to get cheaper protection.
Mortgage Life Insurance
Mortgage life insurance is a way for your family to pay off the mortgage and stay in their home in the event of your death. Learn more here.
What Does Mortgage Payment Protection Insurance Cover?
What does mortgage payment protection insurance cover? Learn the types of mortgage protection insurance, the costs and how they work.
Do I Need Mortgage Protection Insurance?
Not sure if you need mortgage protection insurance? Find out here, we explain if it’s worth it, when you might need it, the benefits and more.
How to Get the Best Mortgage Protection Insurance UK
What is the best mortgage protection insurance for you? Well, it depends on your budget, circumstances and needs. Learn how to get the right coverage here.
Level Term or Decreasing Life Insurance?
Not sure whether level term life insurance or decreasing life insurance (also known as mortgage protection) is right for you? Learn what they are, the key features, what they’re ideal for and more.
More Insurance and Protection Cover
Now we've covered life insurance and mortgage protection, what other types of cover can you get? See below for resources on family income benefit, income protection and critical illness cover!
Income Protection Insurance
Not sure what income protection insurance is right for you? Here we explain the policies that can help you protect your income in different situations.
Income Protection vs Critical Illness
Should you choose income protection or critical illness insurance? Not sure? Here we explain how they work, what they cover, the differences and more.
Critical Illness Insurance
What is critical illness insurance and how does it work? Here we explain what critical illness insurance covers, how it’s different from life insurance & more.
Life Insurance with Critical Illness
Can you get life insurance with critical illness cover? Yes you can! You can get them as a combined policy or separate insurance policies.
Family Income Benefit
What is family income benefit and do I need it? Find out here. We explain how it works, who should get it, what it covers, the benefits, disadvantages & more.
Family Income Benefit in Trust
I want to take out a family income benefit policy but have heard it’s possible to have it written in a trust. Is this true and how does putting a family income benefit policy in a trust work?
Should I Get a Family Income Benefit Policy?
Not sure whether a family income benefit policy is right for you? Here we explain how it works, when it’s suitable, how it compares to other insurances & more.
Protecting Your Home and Property
It’s critical you arrange the right protection for you and your family when you move into your home. Here we explain buildings insurance, contents insurance, life and mortgage protection and more.
Home Insurance
Our expert team of insurance advisers at John Charcol can help you protect the structure and contents of your home against a wide range of risks.
Wills
Whether you’ve just bought your first home, are planning for your children’s future or just getting your affairs in order, we can help you organise your will.
Independent Insurance Advice
For help with finding specialist insurance and protection, get in touch today by calling 0333 363 6507 and our insurance and protection experts will advise you.