Independent Insurance and Protection Brokers

John Charcol are not just expert mortgage brokers. Our independent insurance advisers can help you protect you and your loved ones from any unexpected challenges that life may throw at you with specialist cover.

Whether you are looking for home insurance or protection insurance, we can provide you with independent insurance advice.

See below for our resources on life insurance and mortgage protection, as well as additional resources on income protection, family income benefit, critical illness cover, property and home insurance, and wills.

Protect your loved ones with a life insurance policy. Find out how life insurance works, types of life insurance in the UK, the benefits, drawbacks and more.

• Life Insurance Broker
  Not sure if you need a life insurance broker? Find out how as a broker John Charcol can help you arrange life insurance, mortgage protection and income protection.
• Life Insurance for over 60s
  Can you get life insurance over 60? Yes! Find out how over 60 life insurance works, how it’s different from normal life insurance, what it covers & more.
• Life Insurance Trust
  Unsure whether to put life insurance in a trust? Here we explain what a life insurance trust is, the benefits, the potential issues, what to consider and more.
• Life Insurance With Critical Illness
  Can you get life insurance with critical illness cover? Yes you can! You can get them as a combined policy or separate insurance policies.
• Level Term or Decreasing Life Insurance?
  Not sure whether level term life insurance or decreasing life insurance (also known as mortgage protection) is right for you? Learn what they are, the key features, what they’re ideal for and more.

Mortgage protection insurance looks after your family by covering the mortgage payments on your home in the event you pass away during the mortgage term.

• Best Mortgage Protection UK
  What is the best mortgage protection insurance for you? Well, it depends on your budget, circumstances and needs. Learn how to get the right coverage here.
• Do I Need Mortgage Protection Insurance?
  Not sure if you need mortgage protection insurance? Find out here, we explain if it’s worth it, when you might need it, the benefits and more.
• Mortgage Protection Insurance Cost
  Learn about mortgage protection insurance costs, what impacts the amount you pay and how to get cheaper protection.

Now we’ve covered life insurance and mortgage protection, what other types of cover can you get? See below for resources on family income benefit, income protection and critical illness cover!

• Income Protection Insurance
  Not sure what income protection insurance is right for you? Here we explain the policies that can help you protect your income in different situations.
• Income Protection vs Critical Illness
  Should you choose income protection or critical illness insurance? Not sure? Here we explain how they work, what they cover, the differences and more.
• Home Insurance
  Our expert team of insurance advisers at John Charcol can help you protect the structure and contents of your home against a wide range of risks.

For help with finding specialist insurance and protection, get in touch today by calling 0333 363 6507 and our insurance and protection experts will advise you.