I think that the default could well derail your home ownership plans. Lenders tend not to like the combination of shared ownership and a poor credit record with them accepting one or the other, but not both.
If you have not done so already I recommend that you get hold of your credit file from one of the main agencies:
|
Equifax Ltd Credit File Advice Centre PO Box 1140 Bradford BD1 5US 0844 335 0550 |
Callcredit Plc Consumer Services Team PO Box 491 Leeds LS3 1WZ 0870 060 1414 |
Experian Ltd Customer Support Centre PO Box 8000 Nottingham NG80 7WF 0844 481 8000 |
I believe you would benefit from speaking to one of our independent mortgage advisers. Please call 0203 868 9133 once you have your credit file, after one of our consultants have taken all your details they will be able to find out if anyone will consider you for a mortgage.
