There isn't a definitive answer to “what’s the minimum credit score for a mortgage?”. Different lenders have different requirements, and in some cases, you may be able to get a mortgage with a
Applying for joint mortgages is the way that most people afford to buy their dream home. However, if both of you have a bad credit history, this can make the process much harder. It's not
A DRO (debt relief order) is a legal process that can help people who are struggling with unmanageable levels of debt. It’s a way to get some breathing room and start to rebuild your finances. But
If you're struggling with debt, you may be considering an IVA as a way to get back on track. An IVA is a formal agreement between you and your creditors that allows you to repay your debts over a
Guarantees aren’t possible in the world of mortgage lending. No mortgage lender or broker will give you guaranteed approval with bad credit – or excellent credit for that matter. Until your
Mortgage applications are a necessary part of the home buying process, but they can also affect your credit score. Here we discuss everything you need to know about a mortgage application credit
Mortgage declined. It's a phrase that strikes fear into the hearts of many applicants. If you're one of them, don't worry — you're not alone. Every day, people are turned down for mortgages for all
If you rely on benefits for a portion of your income, it’s not uncommon to worry about whether you’ll be able to get a mortgage. Fortunately, getting a mortgage on benefits does not have to be as
If you’re self-employed, getting a mortgage can seem like a complicated process, and coupled with bad credit, can seem almost impossible. But the good news is, even if you’re a self-employed person
Typically, someone with bad credit won’t have access to as large a pool of lenders and products as someone with great credit. This means you may be limited to higher interest rates and have to meet
