If you have a CCJ (county court judgement) against you, it can make getting a mortgage more difficult. Many high-street lenders will not approve mortgages for people who have CCJs, and those that do
A bad credit history doesn't mean a mortgage is out of reach. There are bad credit mortgage lenders who can cater to people with bad credit, but many of them aren't directly available to
If you've gone through bankruptcy and come out the other side, you'll know that it's a complex process that will seriously impact your credit status. You may be a first time buyer or someone looking
If you're looking to apply for a mortgage or any other kind of credit, it's good to calculate your affordability and risk before you apply. Before agreeing to lend to you, lenders will look at
Buying a house with a shared ownership mortgage can be an accessible route to homeownership, especially for first time buyers or simply those unable to secure a mortgage for 100% of a
Buying your first home should be exciting, but it can be a challenge to get a mortgage if you have poor credit. If your credit history or credit rating is bad, you run the risk of your
If you’re a council tenant living in England, you may have considered buying your home through the Right to Buy scheme. If you're worried that your bad credit history will prevent you from
Your credit score is one of the most important factors when it comes to getting a mortgage as a first-time buyer or previous homeowner in the UK. A high credit score will help you get a lower
With more and more people working as contractors, it makes sense that lenders have taken steps to better cater to this demographic. Nonetheless, when working as a contractor is combined with
It can be difficult to get a second mortgage if you have bad credit. However, it's not impossible. There are many lenders who are willing to work with borrowers who have poor credit scores. In
