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Should a Down Valuation Be Seen as a Negative or a View on the Current Market Value?

Should a Down Valuation Be Seen as a Negative or a View on the Current Market Value?

… HBB Solutions highlighted that almost half of UK property transactions were down valued during the pandemic.…

Budget: Stamp Duty Holiday & Mortgage Guarantee

Budget: Stamp Duty Holiday & Mortgage Guarantee

… work. Property Stamp Duty Holiday Extension 2021 What’s the Point of the Stamp Duty Holiday? The Stamp Duty…

HMO Mortgages for Student Landlords

HMO Mortgages for Student Landlords

… a lot to consider before jumping straight in. What Is an HMO and What Does HMO Stand for? In short…

LTV - Loan-to-Value Mortgages Explained

LTV - Loan-to-Value Mortgages Explained

…Learn about LTV mortgages – what they mean to you as a borrower, how lenders use LTV and how a high or low LTV can…

Zoopla finds a clever way round the new HIP rules

Zoopla finds a clever way round the new HIP rules

… even look at the HIP. Zoopla have come up with what they think is a clever and innovative way round the…

Is there still 100% mortgages?

… on how much equity you have in your existing property it may well be possible to raise the deposit for…

Ageism in the Mortgage Market

Ageism in the Mortgage Market

… up. Whilst this eats into the equity of their property this is not important for everyone and in any case…

How Will The 3% Stamp Duty Surcharge Affect Let to Buy?

How Will The 3% Stamp Duty Surcharge Affect Let to Buy?

… for people in your situation. However, based on what was announced in the Autumn statement anyone doing a…

DWP confirms 80,000 have not accepted new SMI terms

DWP confirms 80,000 have not accepted new SMI terms

… off, or the homeowner will only have to repay what they can afford. On a transfer of title,…

Long Term Fixed Rate Mortgages – Why Stop at 15 Years?

Long Term Fixed Rate Mortgages – Why Stop at 15 Years?

… costs for lenders being so low one has to question what the real risk of loss is on early repayment.…

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