… into account potential changes to your circumstances, such as having a baby, redundancy, or taking a career break. If the lender believes you cannot afford your repayments in the future because of these…
… applicants who have a steady, reliable source of income, so avoid switching jobs or making drastic career changes in the months leading up to your mortgage application. If you’re self-employed, ensure you…
… as long as you earn enough income and can provide assurances of affordability to a lender, a freelance career shouldn’t be a barrier to a mortgage. You can also get a mortgage as a limited company director, but…
… a first-time buyer to get a mortgage for 5x salary or income is that they may be earlier on in their careers and therefore struggle to meet the criteria and save a larger deposit. Which Lenders Offer 5 Times…
