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First Time Buyer Costs

First Time Buyer Costs

… to note that alongside saving for a mortgage deposit, there are quite a few fees, charges and costs to…

Additional Hidden Fees You May Be Unaware of as a First-Time Buyer

… Costs Stamp Duty Sadly if the deposit on a house wasn’t eye watering enough, stamp duty…

Can I Convert My Mortgage to Buy-to-Let?

… one and use the money released as a mortgage deposit for a new home. A residential mortgage is arranged…

Beware of dealing with First National and igroup

Beware of dealing with First National and igroup

… can afford or advising the client to write off the deposit paid and other costs incurred and risk being sued…

Types of Mortgage Explained

Types of Mortgage Explained

… from application to completion. House Mortgage Deposit Saving a mortgage deposit for a house is…

Remortgaging a Shared Ownership Home

Remortgaging a Shared Ownership Home

… to help people who can’t save a large enough deposit for their first home. Shares in a house are usually…

Property Price Expectations For 2023

Property Price Expectations For 2023

… Assist mortgage which use a partner’s deposit or home to secure a 100% LTV mortgage and other…

About John Charcol

… proof of identity; proof of address; proof of deposit; existing mortgage statement (if applicable) and…

How Property Type Can Affect a Mortgage Application

How Property Type Can Affect a Mortgage Application

… example, investment properties may have stricter deposit requirements. It's crucial to understand the…

Can I Buy a House and Rent It to a Family Member?

… broker about how this works in more detail.  Deposits  You should typically expect to put down at…

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