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Welcome to John Charcol's Best Buys

This page is your one stop shop for the latest mortgage deals. Here you'll find John Charcol's Mortgage Best Buys which is powered by Mortgage Brain and features our picks for the top current 2 and…

Buy to Let and Second Home Stamp Duty Calculator

Buy to Let and Second Home Stamp Duty Calculator

How Much Stamp Duty Do You Pay on a Buy to Let Property? We're currently updating this buy to let Stamp Duty calculator! Sorry for the inconvenience but don't worry - scroll down to see all the…

Stamp Duty on Second Home and Second Property Tax in the UK

Stamp Duty on Second Home and Second Property Tax in the UK

This guide has been produced for information purposes only. As a buy to let mortgage broker, we're not able to offer tax advice. Speak to a tax adviser if you need some tax guidance. There are so…

Buy to Let Limited Company – How Does It Work?

Buy to Let Limited Company – How Does It Work?

This guide has been produced for information purposes only. As a mortgage broker, we're not able to offer tax advice. There are certain benefits to buying a buy to let through a limited company,…

First Time Buyer Stamp Duty Calculator

First Time Buyer Stamp Duty Calculator

Stamp Duty Calculator for First Time Buyers You're a first-time buyer purchasing a property that costs £450,000 You pay 5% of £150,000 (the amount above £300,000) You pay £7,500 in Stamp Duty…

Stamp Duty Calculator (SDLT)

Stamp Duty Calculator (SDLT)

Stamp Duty Calculator Let us know the value of the residential property you’re buying, if you’re a first time buyer or if it’s a second home, then press Calculate. Once you know how much Stamp…

Can I Convert a Buy-to-Let Property to an HMO?

Can I Convert a Buy-to-Let Property to an HMO?

Can I Convert a Buy-to-Let Property to an HMO? Converting a Buy to Let Property into a House in Multiple Occupation Converting a property from a standard rental to an HMO can be a lucrative…

What Is Stamp Duty Tax and Is It Refundable?

What Is Stamp Duty Tax and Is It Refundable?

Important: From 1 April 2025, the 0% Stamp Duty threshold for home movers will reduce to £125,000, with 2% payable on the portion between £125,000 and £250,000. Purchases over £250,000 will still…

Stamp Duty for First Time Buyers

Stamp Duty for First Time Buyers

Important: From 1 April 2025, the Stamp Duty threshold for first time buyers will reduce to £300,000, with 5% payable on the portion between £300,000 and £500,000. Purchases over £500,000 will no…

Rent to Buy and Other Low Deposit Mortgage Schemes UK

Rent to Buy and Other Low Deposit Mortgage Schemes UK

Want to know where your mortgage deposit can come from? See our guide for information on legitimacy and which deposit sources lenders deem acceptable and unacceptable. Speak to a Mortgage Advisor …

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