When it comes to safeguarding your financial stability, several types of insurance can provide critical support during times of illness, injury, or unemployment. Understanding the differences and…
Second Charge Mortgage Calculator UK Use our second charge mortgage calculator to work out what you can afford on a second charge mortgage. Simply enter your property’s value and the amount…
How will the increase in SDLT on 1st April Impact the Market? Ray Boulger comments on how the increase in SDLT on 1st April will impact the market. The increased Stamp Duty Land Tax rates from 1st…
Will Mortgage Rates Go Down in 2025? Yes, mortgage rates are expected to decline in 2025, but the pace and extent of this drop will depend on several factors. The current expectation is that the MPC…
FCA Call for Inputs Submission Ray Boulger comments on the mortgage market and he principal suggestion to abolish the requirement to quote an APRC, or any other form of APR. We note that the Call for…
What Are Near Prime Mortgages and How Do They Work? In the dynamic world of mortgage lending, not every borrower fits neatly into the “prime” categories. For those who find themselves falling…
FCA Call for Inputs to Refine Retail Conduct Rules The FCA is asking for views by 31st October on how to refine its retail conduct rules, without reducing support and protection for consumers. It…