When you’re moving home, one of the first things you'll likely consider is how much of a mortgage you can borrow. While lenders traditionally let you borrow up to about 4 - 4.5 times your…
Applying for a mortgage can be a long and stressful process, especially without the help of an independent mortgage broker. And, what if you have a mortgage declined? Then it can all become…
When you’re strongly considering applying for a mortgage, or want to learn more about your borrowing capabilities, you’ll want to secure a mortgage Agreement in Principle (also known as a…
If you're looking to apply for a mortgage or any other kind of credit, it's good to calculate your affordability and risk before you apply. Before agreeing to lend to you, lenders will look at…
You may have come across the term subprime mortgage, but what exactly is it? A subprime mortgage is a loan offered by a lender that isn't your standard high street lender but typically an…
If you have a CCJ (County Court Judgment) against you, it can make getting a mortgage more difficult. However, it’s not impossible. In this guide, we discuss CCJs, how they can impact your ability…
Learn about mortgages for a church conversion in our guide. What they are, requirements for a mortgage, the fees involved and more. Excellent 4.88 Average rating Speak to a Mortgage Advisor …
Whether you're a first time buyer searching for your first home, a homeowner planning to move, or someone considering a second property, you might encounter a home you like with a flat roof. Many…
There is a lot of discussion about whether or not you can get a mortgage to buy off-plan. The simple answer to this question is yes, you can get a mortgage to buy off-plan. However, there are some…
It might seem a bit odd at first to imagine that there can be mortgages on properties sold below market value. In fact, it’s a common accepted practice. It could be a deal between family members, or…
