Buying a Council House This blog will take you through the basics of buying your council house, so that you can decide whether it’s a good move for you. If you live in a council house or flat and…
What Is a Share of Freehold? We outline what a share of the freehold is, its benefits and problems, and what it means to extend the lease. To understand what a share of the freehold is, you first…
Regarding the FCA’s Recent Proposals The FCA recently published proposals for changes to its mortgage sales requirements. The following were outlined in the May CP at 2.23. “We are proposing to…
Help to Buy Second Charge Equity Share Mortgage Ray Boulger analyses the positive and negative effects of the government's Help to Buy Equity Loan Scheme. In response to a John Charcol blog respected…
Ray Boulger Comments on Help to Buy in Marketwatch Ray Boulger, our senior mortgage technical manager recently featured in Mortgage Solutions for Marketwatch. Ray Boulger, our senior mortgage…
Landlords and Finance Costs Restriction: What’s Deductible Now? The finance costs restriction is still being phased in. It was outlined in Section 24 of the Finance Act 2015, but won't be fully in…
Couple Wins Appeal Against HMRC over Stamp Duty When you buy a second residential property, you pay an extra 3% in Stamp Duty. But, what if the property isn’t habitable at the time of…
What Happens When You Inherit a House in the UK? There's a lot to organise when you inherit a property. Is there a will? How much Inheritance Tax is there to pay? Does the property have a mortgage?…
