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What Types of Mortgages Are Out There and Which One Is Right for Me?

What Types of Mortgages Are Out There and Which One Is Right for Me? When you begin the process of looking for a mortgage, it’s not a simple ‘one fits all’ solution. There are many types of mortgages…

Structuring Your Buy-to-Let Investments Tax-Efficiently

Structuring Your Buy-to-Let Investments Tax-Efficiently

Structuring Your Buy-to-Let Investments Tax-Efficiently Following the Buy-to-Let PRA changes to landlords’ tax relief introduced last year, many investors are now considering structuring their…

What's next for fixed mortgage rates?

What's next for fixed mortgage rates?

What's next for fixed mortgage rates? Ray Boulger’s predictions and recommendations for the fixed rate mortgage market. When Bank Rate fell to 0.5% in March 2009, some economists forecast it would…

The new wave of Retirement Interest Only Mortgages

The new wave of Retirement Interest Only Mortgages

The new wave of Retirement Interest Only Mortgages Two months after the FCA announced a relaxation in its previously unduly zealous rules on interest only mortgages for older borrowers, two lenders…

8 Top Tips for First Time Buyers

8 Top Tips for First Time Buyers When looking for a property you will need to know how much you can borrow and how much it will cost both in fees and in monthly payments. Selecting and engaging with…

DWP confirms 80,000 have not accepted new SMI terms

DWP confirms 80,000 have not accepted new SMI terms

DWP confirms 80,000 have not accepted new SMI terms Figures issued by the DWP on the continued take up of Support for Mortgage Interest Benefit (SMI) following the payments being changed from a free…

First Time Buyers: Potential Issues with Parents Lending You Money

First Time Buyers: Potential Issues with Parents Lending You Money

First Time Buyers: Potential Issues with Parents Lending You Money It’s important you and your parents are aware of the expenses and risks associated with buying a house so that you can make a…

Additional Hidden Fees You May Be Unaware of as a First Time Buyer

Additional Hidden Fees You May Be Unaware of as a First Time Buyer Purchasing your first home is likely to be both an exciting and daunting experience, and it will probably be one of the biggest…

Are You Getting The Most From Your Life Insurance Policy?

Are You Getting The Most From Your Life Insurance Policy? Life insurance or life cover is a precaution you can take to financially protect your family in the event of your death. However the benefits…

The Chancellor’s 2018 Spring Statement

The Chancellor’s 2018 Spring Statement

The Chancellor’s 2018 Spring Statement As The Chancellor has stated that from now on The Autumn Statement will include the main annual budget announcements, it is unlikely The Spring Statement will…

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