Can I Exchange Contracts with a Delayed Completion? We want to buy a house but not move in for 6 months. The seller is keen to exchange quickly. We have a 10% deposit. Could we pay this now to…
I want to buy a larger property in my name only, is my partners income considered? I want to buy a larger property in my name only, is my partners income considered? Unfortunately, if your partner…
I own our current home my wife has never owned a property can we get a first-time buyer mortgage I have a flat in my name only valued at £64.5k with a £30k mortgage. I am recently married and my wife…
Can I Remortgage an Unencumbered Property? We own our current home outright - no mortgage. We want to move but think it will take a while to sell. Rather than take out a mortgage on a new property,…
Can I Remortgage a House Gifted to Me by My Parents? I have recently had a house gifted by my parents. The house is worth around £190,000. Can I remortgage this property? Yes, it's possible to…
Can I Get a Mortgage if I Work Abroad? Currently working in the Middle East. My base is in London. Can I get a UK mortgage while working abroad? I have a deposit of £40k. Thank you Yes, it's possible…
Can I Get a Mortgage with Settled Defaults? I have been told by a mortgage broker that I am unable to get a mortgage due to a settled default on a £1000 credit card bill. This default was settled in…
Can I Get a Mortgage for a Property Without a Water Supply? Is it possible to get a mortgage, if the property has no water supply to it? In most cases it would be highly challenging, if not…
Is It Illegal to Have Two Residential Mortgages? Hi there, I am currently living in a flat (by residential mortgage), I am selling it and buying another bigger flat. My salary is enough for me to get…
Do Any Lenders Lend Up to 90% or 95% LTV on Buy-to-Let? Are there any 90 or 95% LTV BTL Mortgages? Lenders offering Buy-to-Let (BTL) mortgages typically require a larger deposit compared to…
