How Do I Find Out Who I Had a Mortgage with? How do I find who my mortgage was with on a property? I can’t remember who the lender was and I no longer own the property. I know when it was in place…
Can I Buy An Over 55s Property for a Parent or Grandparent? Can a young person buy a retirement property for their parents or grandparent? My husband and I wish to buy a property with an over 55…
Will previous issues paying affect my chance of getting a mortgage? I am about to apply for a mortgage and am worried about my credit score. Quite a few years ago I was in financial difficulties and…
Can you be named on 2 residential mortgages? Hi I split from my wife a few years ago and now live in our home with my new girlfriend. I want to put her name on the mortgage and take my wife's name…
Can I get a second charge on a property with equity release? As an existing equity release lifetime mortgagee currently with loan to value of 17.3% with unused cash facility of £65K which would take…
The housing and mortgage markets for the last 60 years John Charcol can’t claim to have been providing mortgage advice over the whole of the last 60 years but, having been formed in 1974, we believe…
Can a Mother and Son Get a Mortgage Together? As part of a settlement for divorce my mother was given the matrimonial home on the basis that I join the mortgage to help her with repayments. She is 58…
HSBC Mortgage Declined Just because you have been declined by HSBC doesn't mean that you will not be able to get a mortgage. HSBC have some of the tightest mortgage underwriting and in the present…
Is there an Alternative to Bridging Finance? Can I get bridging finance? Bridging Finance Your situation is a typical example of where a bridging loan can help you secure the property of your dreams…
Shared Ownership/Default I will be looking for a mortgage of roughly £50,000, as I will be doing the shared ownership scheme. I will hopefully have a deposit of £20,000. I have recently had a default…
