Buying a More Expensive Property We haven’t sold it yet but want to buy quickly – is this complicated? Yes, purchasing a new property while still owning your current one can be a bit more…
Can I be a guarantor for a buy-to-let mortgage? Is it still possible to get a guarantor mortgage? I would like to use my income to help my son obtain a buy-to-let mortgage with a £20k deposit on a…
Raising Funds to Consolidate Debts I own my home and want to raise funds to consolidate debts Consolidating Debt It’s always worth looking through lender's affordability calculators, which you…
Using a Foreign Property as Collateral I own a property abroad (within EU) but am now a UK resident and own a property here. I would like to know if I can use my foreign property as collateral…
Can I buy my house that is currently owned by a landlord? I have been living in my landlords house now for about 4 years and he now wants to sell it. He has given me first refusal and I want to buy…
Can You Release Equity from a Property with Shared Ownership? Yes, it is possible to release equity from a property with shared ownership. Yes, it is possible to release equity from a property with…
Are There Any Mortgage Lenders for Section 106 Properties? We are trying to secure a mortgage on a build with 106 attached and cannot find any lender who will do this. While it may be more…
Not Removed From Previous Mortgage Covenants, What Can I Do? My husband and I separated 3 years ago. I was prepared to leave the house and walk away with nothing and he was going to remove my name…
Are Builder's Gift Deposits a Good Idea? I've been looking at buying a house through Barratts. They will pay 5% toward my deposit, which is something called a builders guild deposit. I'm a first-time…
Can a Mortgage Guarantor Live Abroad? Whether a mortgage guarantor can live abroad in another country depends on the policies of the lender and the specific circumstances of the guarantor. Whether a…