Mortgage Against Land We have a property worth £435,000 with no mortgage, we have made an offer on a plot of land is it possible to have another mortgage against our property? If so what product…
I Had a Joint Mortgage with My Ex-Wife Now I'm Off that and on My Own Am I a First-Time Buyer Again? After separation, what am I classed as for mortgage purposes? Am I a first-time buyer, even though…
Can I Get a Self-Build Mortgage for 2 Properties? I am planning to build a pair of semi detached houses on land I own. We will live in one house and either rent or sell the other, depending on market…
Why Can't I Borrow on a Buy-to-Let to Buy My Parents' Home? Can you tell me why I can't borrow money on a buy to let mortgage to buy my parents house? While it's possible to obtain a Buy-to-Let (BTL)…
Can I Get a Mortgage if I Have an Overdraft and Credit Card? It is possible to get a mortgage with poor/bad credit in the UK, however the lenders and products available to you will depend on the…
I have a £50,000 deposit and would like to purchase a buy to let at £320,000. What are the chances of getting a mortgage for the balance? My salary is only £20,000 p.a. A year ago I bought a place…
Do I Need a Credit Score to Buy a House? There are mortgage options for people with no credit history - including some first-time buyers, returning expats and foreign nationals who can remain in the…
I'm Buying a House with My Mother. Can We Get a Mortgage? Hello, My parents are midway through a divorce and are selling the family home to each buy separate properties. My Mother and I are…
My partner is still on a mortgage with his ex-wife. She won't buy him out and the bank won't give us a mortgage because of this Hi my partner and I are looking to buy our own home together however we…
I work reduced hours, can you help me get a mortgage? I am in the process of applying for a mortgage, and would really appreciate some advice. The situation is as follows: 1) I am going back to work…
