How Can I Buy My Ex-Husband Out of Our Property? It’s very common to remove one partner from a joint mortgage after divorce or separation, or even to take out a completely new mortgage in just your…
Can I Get a Mortgage on a Temporary Contract Job? I've just started an 18 month temporary work contract with a large company. My gross salary is £21.5k, with plenty of opportunity for overtime. I…
Can You Remortgage the House You Own to Rent Out the Property? We own our property outright. Valued at £145k. The rental appraisal is valued at circa £600pcm. We have a further cash sum of £40k. We…
Can My Name Be Taken Off a Joint Mortgage Without My Permission? Your ex can’t simply take your name off the joint mortgage or the title deeds without your knowledge or permission. We explain how…
Is it difficult to split the freehold title? I have an investment property that was purchased as a shop with flat. I have since converted the shop to a separate ground floor flat (with local…
I've Inherited a Property, Could I Raise a First Time Buyer Mortgage on It? I inherited my fathers house. Ive never had a mortgage. Would I be still eligible to get a first time buyer mortgage to…
We live in tied accommodation, but have a flat with a repayment mortgage for when we retire. Do we pay tax on the rental income received? We live in a tied property and have bought a flat with a…
Can I Raise Money on an Unencumbered Property? Hi, I own a property worth £1.6m (fully, no mortgage on it). I would like to mortgage it to raise funds to buy to rent another property for £600-750k.…
Can I Exchange Contracts with a Delayed Completion? We want to buy a house but not move in for 6 months. The seller is keen to exchange quickly. We have a 10% deposit. Could we pay this now to…
I want to buy a larger property in my name only, is my partners income considered? I want to buy a larger property in my name only, is my partners income considered? Unfortunately, if your partner…
