Converting Your House into Flats You need to gain your lender’s consent before commencing any work to convert a house into flats. You need to gain your lender’s consent before commencing any work to…
Can I Remortgage a Right to Buy Property? This is where you have the ability to buy a home from the council. Yes, it is generally possible to remortgage a Right to Buy property. What Is…
Can I Sell Part of My Land if I Have a Mortgage? Yes, it's possible to sell part of your land even if you have a mortgage, but there are some important considerations to keep in mind Yes, it's…
Which mortgage lenders allow unlimited overpayments? It's uncommon to find mortgage deals with truly unlimited overpayment options, however many mortgages do offer the flexibility for borrowers to…
How Can I Buy a House When I Haven't Sold My Current Property? We own our home outright and have got it up for sale. i have now found a property i want to buy but, haven't sold mine, what can i…
Refused a Second Mortgage on My Property Can my current mortgage lender refuse a second mortgage on my property? Yes, your current mortgage lender can refuse to offer a second mortgage on your…
I Am Over 50 Years Old Can I Get a Mortgage? A whole section of the mortgage market called “later life lending” is dedicated to people over 55, so there are certainly mortgages for people over 50 and…
Should We Use Our Property as Collateral for Our Son's Mortgage? We are retired and own our home outright. Our son wants to buy his first house but the mortgage lender wants us to put up our house as…
How Do I Find Out Who I Had a Mortgage with? How do I find who my mortgage was with on a property? I can’t remember who the lender was and I no longer own the property. I know when it was in place…
Can I Buy An Over 55s Property for a Parent or Grandparent? Can a young person buy a retirement property for their parents or grandparent? My husband and I wish to buy a property with an over 55…