Will previous issues paying affect my chance of getting a mortgage? I am about to apply for a mortgage and am worried about my credit score. Quite a few years ago I was in financial difficulties and…
Can you be named on 2 residential mortgages? Hi I split from my wife a few years ago and now live in our home with my new girlfriend. I want to put her name on the mortgage and take my wife's name…
Can I get a second charge on a property with equity release? As an existing equity release lifetime mortgagee currently with loan to value of 17.3% with unused cash facility of £65K which would take…
Can a Mother and Son Get a Mortgage Together? As part of a settlement for divorce my mother was given the matrimonial home on the basis that I join the mortgage to help her with repayments. She is 58…
HSBC Mortgage Declined Just because you have been declined by HSBC doesn't mean that you will not be able to get a mortgage. HSBC have some of the tightest mortgage underwriting and in the present…
Is there an Alternative to Bridging Finance? Can I get bridging finance? Bridging Finance Your situation is a typical example of where a bridging loan can help you secure the property of your dreams…
Shared Ownership/Default I will be looking for a mortgage of roughly £50,000, as I will be doing the shared ownership scheme. I will hopefully have a deposit of £20,000. I have recently had a default…
What happens to my mortgage after getting a divorce? What happens to our mortgage after divorce? If you have a joint mortgage then you both have a responsibility to make sure the whole mortgage…
Non Simultaneous Sale and Completion I have a house worth approx £210,000 and a mortgage with £108,000 to pay. I have found a house I'd like to buy for £278,000 but my property isn't on the market. …
Can I get a mortgage on a house with an annex? House with annex Are lenders reluctant to offer mortgages on house with annexes? It is true that some lenders do not like properties with an annex…
