Can I get a mortgage on a house with an annex? House with annex Are lenders reluctant to offer mortgages on house with annexes? It is true that some lenders do not like properties with an annex…
Two flats within a Freehold Property I have had an offer accepted on a freehold property which is currently arranged as two self contained flats. The offer is £145,000 and I have a savings of…
Mortgage with CCJ's on My Record I have several CCJs and looking to apply for a mortgage Having County Court Judgments (CCJs) on your record can impact your ability to obtain a mortgage, but it…
Changes to my variable rate Currently I am coming out from fixed mortgage and now SVR applies to my mortgage which is 3.50% and I am getting an offer from other bank for a lifetime tracker 2.79%…
Shared Ownership and Stamp Duty My partner and I are looking to buy a property through shared ownership. To be eligible, our total earning cannot exceed £80k, which it does. So, I am going to apply…
Mortgages in Trust My daughter and her partner, due to wed next year, are potential first time buyers. We have set up a Trust Fund and propose gifting our former first home into it having just built…
Taking over Parents Mortgage My Mother & Father are going through a divorce. Due to the poor housing market they have been unable to sell. They have a mortgage of £285,000 and the house is worth…
Homes for Dependent Relatives I want to buy my elderly parents a house nearer to the family. I already have a mortgage for my own place but I have heard there is a scheme titled ' homes for…
What Is the Minimum Size for a Flat to Get a Mortgage? What is the minimum square footage needed for a mortgage? I own a small studio flat which I am considering selling. However, several estate…
Capital Raising on Parent's Home I want to release equity from my parents home as they own it outright to use as a deposit for a new mortgage. Is it possible and what are the implications of doing it…
