Two flats within a Freehold Property I have had an offer accepted on a freehold property which is currently arranged as two self contained flats. The offer is £145,000 and I have a savings of…
Mortgage with CCJ's on My Record I have several CCJs and looking to apply for a mortgage Having County Court Judgments (CCJs) on your record can impact your ability to obtain a mortgage, but it…
Changes to my variable rate Currently I am coming out from fixed mortgage and now SVR applies to my mortgage which is 3.50% and I am getting an offer from other bank for a lifetime tracker 2.79%…
Shared Ownership and Stamp Duty My partner and I are looking to buy a property through shared ownership. To be eligible, our total earning cannot exceed £80k, which it does. So, I am going to apply…
Mortgages in Trust My daughter and her partner, due to wed next year, are potential first time buyers. We have set up a Trust Fund and propose gifting our former first home into it having just built…
Taking over Parents Mortgage My Mother & Father are going through a divorce. Due to the poor housing market they have been unable to sell. They have a mortgage of £285,000 and the house is worth…
Homes for Dependent Relatives I want to buy my elderly parents a house nearer to the family. I already have a mortgage for my own place but I have heard there is a scheme titled ' homes for…
What Is the Minimum Size for a Flat to Get a Mortgage? What is the minimum square footage needed for a mortgage? I own a small studio flat which I am considering selling. However, several estate…
Capital Raising on Parent's Home I want to release equity from my parents home as they own it outright to use as a deposit for a new mortgage. Is it possible and what are the implications of doing it…
Can I Buy a House and Rent It to a Family Member? Whether you can rent a property to family will depend on your situation and if there’s already a mortgage on the property. Whether you can rent your…
