When selling a home, it’s a battle between 2 parties. The seller wants to maximise their ROI (return on investment) and the buyer wants to get the best deal they possibly can. Lenders require a…
whether you're a first time buyer looking to get on the property ladder or are an experienced investor, an uninhabitable "fixer-upper" property may be tempting. For some people, fixer-uppers offer…
Whether you are a first time buyer or looking to buy a new property, it might be your dream to buy a property that comes with a lot of land. Large acreage gives you privacy and a sense of seclusion.…
It can be harder for people with criminal convictions to secure a mortgage. This is because many lenders see convicted criminals as high risk borrowers. But worry not — many people in the UK with…
Having bad credit doesn’t automatically mean you won’t get a mortgage, but it can make it tougher to get approved. You’re also likely to have fewer options available to you. Whether you’re…
Filing for bankruptcy can be a life-changing event, but it doesn't have to be the end of your homeownership dreams. While it may be more difficult to get a mortgage after bankruptcy, it's not…
It's no secret that making on-time payments is critical to maintaining a good credit score. A poor credit score could lead to higher interest rates and in some cases a declined mortgage application.…
Many first-time buyers find the mere thought of applying for a mortgage extremely stressful. One thing people worry about is the credit check part of the mortgage application process as a poor…
When you’re dealing with the stress of repossession, the last thing you want to worry about is how long it will take to get back on your feet. While the timeframe for getting another mortgage after…
When you apply for a mortgage, the lender will look at your credit history. This is to determine if you’re a responsible borrower and if you’re likely to make your monthly payments on time. But, how…
