What Are Near Prime Mortgages and How Do They Work? In the dynamic world of mortgage lending, not every borrower fits neatly into the “prime” categories. For those who find themselves falling…
The Buy-to-Let Market: Trends, Challenges and Opportunities The BTL (buy-to-let) market has long been a cornerstone of the UK property landscape, offering investors a chance to build wealth and…
Are Higher Mortgage Rates Deterring Home Movers from Upsizing? In recent times, there has been a notable shift in the way people approach buying and selling properties. During the years when…
Navigating the Mortgage Market as a High Net Worth Individual At John Charcol, we understand that high net worth (HNW) individuals face unique challenges when securing a large loan mortgage,…
Mid-Year Global Market and Property Trends: 2024 Update As we pass the midpoint of 2024, it's time to review global market and property trends and provide an outlook for the rest of the year. This…
Maximizing Mortgage Overpayments: a Strategic Financial Move Purchasing a home is often one of the most significant financial commitments a person makes in their lifetime. A critical aspect of…
Supporting Your Children in Climbing the Property Ladder: a Comprehensive Blog for Parents and Grandparents Entering the housing market can be a formidable challenge for first-time buyers,…
The Advantages of Second Charge Mortgages for Residential and Buy-to-Let Mortgage Holders You may have heard the term "second charge mortgage," but do you know how it can unlock equity and release…
Honest Advice for Homeowners Considering Whether to Move House or Stay and Improve Whether to move house or stay is an important decision with many financial and lifestyle factors to weigh up. While…
Is Now the Right Time to Invest in a Property or Grow a Portfolio? There’s been a lot in the news about the rental property market over the last few years. There’s been a lot in the news about the…
