A mortgage application can be a complex process that’s often stressful for borrowers, especially if the loan is declined. This can occur after the valuation of the property, as the valuation may…
What Our Customers Say See more John Charcol reviews here. Are you looking for a first time buyer mortgage to help you jump on the property ladder? Look no further. Here is our first time buyer…
It's a major life goal for many people to buy their own property. It can be daunting for even 2 people with reasonable salaries to save up for a deposit, let alone one. And what if you’re a…
Whether your a first time buyer or purchasing a new property, buying a home can be an exciting and rewarding experience. But, it isn't always straightforward. There are many potential reasons that…
Wehther you're a first time buyer or looking to purchase a new property, getting rejected for a mortgage because of affordability is a nightmare for many people, but it doesn't have to be the end of…
After the exchange of contracts, it’s highly unliked your mortgage will be declined. Nonetheless there is a small risk at this late stage. This can be stressful, but it doesn't have to be the end of…
Getting a mortgage Agreement in Principle (AIP) is a big step towards getting your loan sorted. However, an AIP doesn't mean that you're definitely going to get offered a mortgage. It's still…
If you're planning to move house, an essential first step to buying a property is working out how much you can borrow. Lenders determine the maximum amount they’re able to lend to a…
If you're looking at remortgaging, don’t worry – the process is usually a lot simpler than buying your first home. Nonetheless, just as with getting any other mortgage, there's always the risk that…
