Applying for a mortgage can be a lengthy and time-consuming process. With this in mind, it’s important to be organised to help keep the application process running smoothly - that way, you can…
With more than 580 mortgaged properties and 370 buy-to-let mortgage properties repossessed in just the first quarter of 2022, it makes sense that repossessed properties are typically bought and…
A mortgage application can be a complex process that’s often stressful for borrowers, especially if the loan is declined. This can occur after the valuation of the property, as the valuation may…
It's a major life goal for many people to buy their own property. It can be daunting for even 2 people with reasonable salaries to save up for a deposit, let alone one. And what if you’re a…
Whether your a first time buyer or purchasing a new property, buying a home can be an exciting and rewarding experience. But, it isn't always straightforward. There are many potential reasons that…
Wehther you're a first time buyer or looking to purchase a new property, getting rejected for a mortgage because of affordability is a nightmare for many people, but it doesn't have to be the end of…
After the exchange of contracts, it’s highly unliked your mortgage will be declined. Nonetheless there is a small risk at this late stage. This can be stressful, but it doesn't have to be the end of…
Getting a mortgage Agreement in Principle (AIP) is a big step towards getting your loan sorted. However, an AIP doesn't mean that you're definitely going to get offered a mortgage. It's still…
If you're planning to move house, an essential first step to buying a property is working out how much you can borrow. Lenders determine the maximum amount they’re able to lend to a…
