What Our Customers Say See more John Charcol reviews here. Are you looking for a first time buyer mortgage to help you jump on the property ladder? Look no further. Here is our first time buyer…
It's a major life goal for many people to buy their own property. It can be daunting for even 2 people with reasonable salaries to save up for a deposit, let alone one. And what if you’re a…
Buying a home can be an exciting and rewarding experience. But, it isn't always straightforward. There are many potential reasons that an applicant could have a mortgage offer withdrawn, from a…
Getting rejected for a mortgage because of affordability is a nightmare for many people, but it doesn't have to be the end of your home-buying journey. Different lenders have different affordability…
After the exchange of contracts, it’s highly unliked your mortgage will be declined. Nonetheless there is a small risk at this late stage. This can be stressful, but it doesn't have to be the end of…
Getting a mortgage Agreement in Principle (AIP) is a big step towards getting your loan sorted. However, an AIP doesn't mean that you're definitely going to get offered a mortgage. It's still…
If you're planning to move house, an essential first step to buying a property is working out how much you can borrow. Lenders determine the maximum amount they’re able to lend to a…
If you're looking at remortgaging, don’t worry – the process is usually a lot simpler than buying your first home. Nonetheless, just as with getting any other mortgage, there's always the risk that…
If you're looking to apply for a mortgage, you may have already heard about mortgage income multiples. Most mortgage lenders use a multiple of your income to set a limit on the maximum size of the…
