Having bad credit doesn’t automatically mean you won’t get a mortgage, but it can make it tougher to get approved. You’re also likely to have fewer options available to you. Whether you’re…
Filing for bankruptcy can be a life-changing event, but it doesn't have to be the end of your homeownership dreams. While it may be more difficult to get a mortgage after bankruptcy, it's not…
It's no secret that making on-time payments is critical to maintaining a good credit score. A poor credit score could lead to higher interest rates and in some cases a declined mortgage application.…
Many first-time buyers find the mere thought of applying for a mortgage extremely stressful. One thing people worry about is the credit check part of the mortgage application process as a poor…
When you’re dealing with the stress of repossession, the last thing you want to worry about is how long it will take to get back on your feet. While the timeframe for getting another mortgage after…
When you apply for a mortgage, the lender will look at your credit history. This is to determine if you’re a responsible borrower and if you’re likely to make your monthly payments on time. But, how…
If you have a default, you might worry about how this will affect your ability to get approved for a mortgage. It can be worrying to think that your mortgage application could get declined. The…
It's a common misconception that you need to have a completely clean credit history in order to get a mortgage. In fact, many lenders are happy to work with borrowers who have adverse credit -…
You may have come across the term subprime mortgage, but what exactly is it? A subprime mortgage is a loan offered by a lender that isn't your standard high street lender but typically an…
There isn't a definitive answer to “what’s the minimum credit score for a mortgage?”. Different lenders have different requirements, and in some cases, you may be able to get a mortgage with a…
