Many first-time buyers find the mere thought of applying for a mortgage extremely stressful. One thing people worry about is the credit check part of the mortgage application process as a poor…
When you’re dealing with the stress of repossession, the last thing you want to worry about is how long it will take to get back on your feet. While the timeframe for getting another mortgage after…
When you apply for a mortgage, the lender will look at your credit history. This is to determine if you’re a responsible borrower and if you’re likely to make your monthly payments on time. But, how…
If you have a default, you might worry about how this will affect your ability to get approved for a mortgage. It can be worrying to think that your mortgage application could get declined. The…
It's a common misconception that you need to have a completely clean credit history in order to get a mortgage. In fact, many lenders are happy to work with borrowers who have adverse credit -…
There isn't a definitive answer to “what’s the minimum credit score for a mortgage?”. Different lenders have different requirements, and in some cases, you may be able to get a mortgage with a…
Applying for joint mortgages is the way that most people afford to buy their dream home. However, if both of you have a bad credit history, this can make the process much harder. It's not…
Whether you're a first time buyer or looking to purchase a new property, buying a house with someone else can be a scary step. Tying yourself financially to someone else for a mortgage is a complex…
Many people worry about credit card debt and what it might mean when for securing a mortgage. Applying for a mortgage can be stressful and no one wants to risk their mortgage application being…
A DRO (debt relief order) is a legal process that can help people who are struggling with unmanageable levels of debt. It’s a way to get some breathing room and start to rebuild your finances. But…
