FCA Call for Inputs Submission Ray Boulger comments on the mortgage market and he principal suggestion to abolish the requirement to quote an APRC, or any other form of APR. We note that the Call for…
FCA Call for Inputs to Refine Retail Conduct Rules The FCA is asking for views by 31st October on how to refine its retail conduct rules, without reducing support and protection for consumers. It…
How Auto Enrolment Could Help FTBs Legal & General has just released an interesting online survey of respondents currently contributing to a DC pension in which 70% said they would feel…
Price Performance of Flats vs Terraced Houses Before and After Grenfell The publication of the Grenfell report prompted me to look how much impact that awful fire has had on the values of flats in…
The Post-Election Mortgage Market After the change of Government, especially with the new Government having untrammelled power in view of its massive majority, one obvious consideration is what…
Reform UK's "Contract with You" 2024 Reform UK's “Contract with You” has already been dubbed “Liz Truss on steroids”, a criticism I suspect will be repeated frequently - an obvious open goal for…
2024 Conservative and Labour Manifestos on New Homes First, a general comment on manifesto presentation: Labour’s manifesto is far more impressive than the Conservatives, with much better use of…
Nationwide House Price Index and House Prices Generally Nationwide's November house price index press release quotes prices in November as increasing by 0.2% but this misleading figure is only after…
Santander Cuts “Revert-to” Rate by 1% From today Santander is reverting to its pre 23rd January 2018 policy for its “revert-to” rate by using a managed rate, SVR (standard variable rate), instead of…
The Autumn Statement Could Give FTBs a Massive Boost at Little Cost I note from The Times that The Chancellor is considering a package of support for FTBs (first-time buyers) for the Autumn…
