Regarding the FCA’s Recent Proposals The FCA recently published proposals for changes to its mortgage sales requirements. The following were outlined in the May CP at 2.23. “We are proposing to…
Help to Buy Second Charge Equity Share Mortgage Ray Boulger analyses the positive and negative effects of the government's Help to Buy Equity Loan Scheme. In response to a John Charcol blog respected…
Ray Boulger Comments on Help to Buy in Marketwatch Ray Boulger, our senior mortgage technical manager recently featured in Mortgage Solutions for Marketwatch. Ray Boulger, our senior mortgage…
Interest Rate Update Gilt yields fell sharply yesterday and have extended the fall today. Gilt yields fell sharply yesterday and have extended the fall today. At today’s close the 10-year gilt yield…
Will Brexit Uncertainty Cause a Property Market Crash? Everyone wants to know how Brexit will impact the property market. Should you go ahead with your move, or wait until the dust settles? Ray…
True but Misleading News: £5m Bill for Treasury to Get Rid of Old £1 Coins The S Times has a story which says that The Treasury has “admitted” spending £5.5m to get rid of the old round £1 coins,…
Budget 2018: Ray Boulger's Initial Comments Ray Boulger’s initial comments on the main property-related aspects of the October 2018 Budget. Ray Boulger’s initial comments on the main property-related…
Helping renters become homeowners Many suggestions on how to make it easier for renters to become homeowners don’t go much beyond “build more homes”, but 3 weeks before the budget Conservative think…
The Three-Year Tenancy Proposal Reports suggest that the Government has recognised that the idea floated earlier this year of mandatory 3 year tenancies is not sensible but that providing a carrot…
Social Housing Green Paper – Not Much of a “New Deal for Social Housing” Any proposals which offer a realistic way to increase the opportunity for more people to own their own home has to be good…
