Gilt Yields Fall to Record Lows - Impact on Fixed Rate Mortgages Ray gives an update on the market today with gilt yields continuing to fall and the impact on fixed rates mortgages. As well as…
What Credit Score Is Needed to Buy a House? Lenders look at your credit score when you apply for a mortgage. We explain a few ways you can improve your credit score in our blog. When you take out a…
Should Lenders Take Precautions Against Organisations Like Extinction Rebellion? On Tuesday’s Today programme (17.7.19, interview starts 1hr. 33mins in) the former head of counter terrorism at…
Buying a Council House This blog will take you through the basics of buying your council house, so that you can decide whether it’s a good move for you. If you live in a council house or flat and…
What Is a Share of Freehold? We outline what a share of the freehold is, its benefits and problems, and what it means to extend the lease. To understand what a share of the freehold is, you first…
Regarding the FCA’s Recent Proposals The FCA recently published proposals for changes to its mortgage sales requirements. The following were outlined in the May CP at 2.23. “We are proposing to…
Help to Buy Second Charge Equity Share Mortgage Ray Boulger analyses the positive and negative effects of the government's Help to Buy Equity Loan Scheme. In response to a John Charcol blog respected…
Ray Boulger Comments on Help to Buy in Marketwatch Ray Boulger, our senior mortgage technical manager recently featured in Mortgage Solutions for Marketwatch. Ray Boulger, our senior mortgage…
Landlords and Finance Costs Restriction: What’s Deductible Now? The finance costs restriction is still being phased in. It was outlined in Section 24 of the Finance Act 2015, but won't be fully in…
