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Mortgage Product Transfer vs Remortgaging

Mortgage Product Transfer vs Remortgaging

Not sure whether a mortgage product transfer or remortgage is right for you? Find out in our guide. Excellent 4.85 Average rating Speak to a Mortgage Advisor Fill out this form and we'll…

Single Parent Mortgages

Single Parent Mortgages

It's a major life goal for many people to buy their own property. It can be daunting for even 2 people with reasonable salaries to save up for a deposit, let alone one. And what if you’re a…

What to Do if You’ve Had a Mortgage Offer Withdrawn

What to Do if You’ve Had a Mortgage Offer Withdrawn

Buying a home can be an exciting and rewarding experience. But, it isn't always straightforward. There are many potential reasons that an applicant could have a mortgage offer withdrawn, from a…

Mortgage Declined on Affordability

Mortgage Declined on Affordability

Getting rejected for a mortgage because of affordability is a nightmare for many people, but it doesn't have to be the end of your home-buying journey. Different lenders have different affordability…

Mortgage Declined After Exchange

Mortgage Declined After Exchange

After the exchange of contracts, it’s highly unliked your mortgage will be declined. Nonetheless there is a small risk at this late stage. This can be stressful, but it doesn't have to be the end of…

Mortgage Declined After AIP

Mortgage Declined After AIP

Getting a mortgage Agreement in Principle (AIP) is a big step towards getting your loan sorted. However, an AIP doesn't mean that you're definitely going to get offered a mortgage. It's still…

Getting a Mortgage of 4 to 4.5 Times Your Salary

Getting a Mortgage of 4 to 4.5 Times Your Salary

If you're planning to move house, an essential first step to buying a property is working out how much you can borrow. Lenders determine the maximum amount they’re able to lend to a…

I Can't Remortgage Due to Affordability

I Can't Remortgage Due to Affordability

If you're looking at remortgaging, don’t worry – the process is usually a lot simpler than buying your first home. Nonetheless, just as with getting any other mortgage, there's always the risk that…

Mortgage Income Multiples

Mortgage Income Multiples

If you're looking to apply for a mortgage, you may have already heard about mortgage income multiples. Most mortgage lenders use a multiple of your income to set a limit on the maximum size of the…

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