Discounted Purchase Price Hi. My wife and I have been renting the house we live in for the past nine years and the landlord has agreed to sell us the property for 205k we have had a valuation of 245k…
How Will The 3% Stamp Duty Surcharge Affect Let to Buy? The following question received from a reader raises an interesting question which will be relevant to many others and so I thought publishing…
Let to Buy for New Property Purchase There’s a term given to the process of releasing equity from your home to buy a new one and moving it onto a buy-to-let basis at the same time – let to buy. Yes,…
Can Adult Children Living at Home Prevent Parents from Getting a Mortgage? I was recently approached by a journalist and asked whether I had heard of parents struggling to get a mortgage if their…
How offset mortgages can help to reduce monthly payments The plight of savers facing poor returns on their money is well documented in a record low base rate environment. But how can their…
Top 5 tips for would-be student landlords Buying a property to rent to students has long been a popular diversification tactic for property investors. Student towns and cities usually have a…
Can I Get a Mortgage on Land Without Planning Permission? Unfortunately self build lenders will require outline planning permission at the very least before lending on the proposition. Unfortunately…
5 Tips for Expats Looking to Buy in the UK When They Return Mortgage advice for expats looking to buy a property in the UK after living abroad for a number of years. In our age of globalisation and…
Mortgage Prisoners Part 2: Self-Employed and Interest-Only Prisoners A “mortgage prisoner” is an individual who’s unable to remortgage to another lender due to their current circumstances falling…
4 Tips for Managing a High Net Worth Buy-to-Let Portfolio Buy to Let (BTL) portfolios, as with any investment or business decisions, require proper reviews to assess their strengths and…
