How Can I Get a Mortgage on a Freehold Flat? If you're having difficulty finding a lender willing to finance a freehold flat in a building without a management company, there are a few potential…
Mortgage Tips for the Self Employed With the 2014 budget approaching, our mortgage expert Alistair Hargreaves looks into how best for self employed clients to demonstrate their true earnings…
Mortgage Against Land We have a property worth £435,000 with no mortgage, we have made an offer on a plot of land is it possible to have another mortgage against our property? If so what product…
I Had a Joint Mortgage with My Ex-Wife Now I'm Off that and on My Own Am I a First-Time Buyer Again? After separation, what am I classed as for mortgage purposes? Am I a first-time buyer, even though…
Can I Get a Self-Build Mortgage for 2 Properties? I am planning to build a pair of semi detached houses on land I own. We will live in one house and either rent or sell the other, depending on market…
Love's Young Dream - A Realistic Look at Buying Your First-Home Together. Love is in the air and Valentine’s Day is fast approaching. At John Charcol we’re taking a look at the ups and downs of…
Why Can't I Borrow on a Buy-to-Let to Buy My Parents' Home? Can you tell me why I can't borrow money on a buy to let mortgage to buy my parents house? While it's possible to obtain a Buy-to-Let (BTL)…
Swap Rates and Fixed Rate Pricing Start to Diverge Over the last fortnight there has been some jockeying of positions on 2 year fixed rates, with some rates being increased and others decreased.…
A Question of Multiples One of the first questions people ask us when they are embarking on a house purchase or re-mortgage is how much they can borrow. I always give the same answer: it depends. One…
Can I Get a Mortgage if I Have an Overdraft and Credit Card? It is possible to get a mortgage with poor/bad credit in the UK, however the lenders and products available to you will depend on the…
