Mortgage Prisoners Part 2: Self-Employed and Interest-Only Prisoners A “mortgage prisoner” is an individual who’s unable to remortgage to another lender due to their current circumstances falling…
4 Tips for Managing a High Net Worth Buy-to-Let Portfolio Buy to Let (BTL) portfolios, as with any investment or business decisions, require proper reviews to assess their strengths and…
How Offset Mortgages Can Help Bonus-Earners Do Buy-to Let What Is an Offset Mortgage? Offset mortgages began in Australia in the 1990s and when they first came to the UK they were affectionately…
Can You Get a Mortgage That Will Allow You to Either Knock Down and Rebuild a House or Add to or Extend a House? Can you get a mortgage that will allow you to either knock down and rebuild a house or…
Could you be a mortgage prisoner and just not realise? Read about the meaning behind 'mortgage prisoner' and various scenarios and examples that are currently affecting thousands of people throughout…
Does the house-buying season exist or is it in our brokers' imagination? Alistair Hargreaves considers "house-buying season" and what it means for buyers and sellers. When I tell people that the…
New Year, New Build? We provide you with a guide to new build buying... Throughout the UK, especially in London and the South East, more and more new build properties are popping up to tempt…
Can I Switch from a Buy to Let to a Residential Mortgage? I currently own a buy-to-let that I want to move into, can I remortgage my buy-to-let to a residential mortgage? Remortgaging Buy-to-Let to…
Can a pension help you pay off your mortgage? In April 2014 the Chancellor unleashed the pension regulations and created a mini tidal wave of panicked pension fund managers who predicted doom and…
Ageism in the Mortgage Market When older borrowers approach the end of their mortgage term most lenders will grant an extension of 6 months or a year, if requested, but will charge their SVR rather…
