I have a £50,000 deposit and would like to purchase a buy to let at £320,000. What are the chances of getting a mortgage for the balance? My salary is only £20,000 p.a. A year ago I bought a place…
Do I Need a Credit Score to Buy a House? There are mortgage options for people with no credit history - including some first-time buyers, returning expats and foreign nationals who can remain in the…
I'm Buying a House with My Mother. Can We Get a Mortgage? Hello, My parents are midway through a divorce and are selling the family home to each buy separate properties. My Mother and I are…
My partner is still on a mortgage with his ex-wife. She won't buy him out and the bank won't give us a mortgage because of this Hi my partner and I are looking to buy our own home together however we…
I work reduced hours, can you help me get a mortgage? I am in the process of applying for a mortgage, and would really appreciate some advice. The situation is as follows: 1) I am going back to work…
How Can I Buy My Ex-Husband Out of Our Property? It’s very common to remove one partner from a joint mortgage after divorce or separation, or even to take out a completely new mortgage in just your…
Can I Get a Mortgage on a Temporary Contract Job? I've just started an 18 month temporary work contract with a large company. My gross salary is £21.5k, with plenty of opportunity for overtime. I…
Can You Remortgage the House You Own to Rent Out the Property? We own our property outright. Valued at £145k. The rental appraisal is valued at circa £600pcm. We have a further cash sum of £40k. We…
Can My Name Be Taken Off a Joint Mortgage Without My Permission? Your ex can’t simply take your name off the joint mortgage or the title deeds without your knowledge or permission. We explain how…
Is it difficult to split the freehold title? I have an investment property that was purchased as a shop with flat. I have since converted the shop to a separate ground floor flat (with local…
