I've Inherited a Property, Could I Raise a First Time Buyer Mortgage on It? I inherited my fathers house. Ive never had a mortgage. Would I be still eligible to get a first time buyer mortgage to…
We live in tied accommodation, but have a flat with a repayment mortgage for when we retire. Do we pay tax on the rental income received? We live in a tied property and have bought a flat with a…
Can I Raise Money on an Unencumbered Property? Hi, I own a property worth £1.6m (fully, no mortgage on it). I would like to mortgage it to raise funds to buy to rent another property for £600-750k.…
Can I Exchange Contracts with a Delayed Completion? We want to buy a house but not move in for 6 months. The seller is keen to exchange quickly. We have a 10% deposit. Could we pay this now to…
I want to buy a larger property in my name only, is my partners income considered? I want to buy a larger property in my name only, is my partners income considered? Unfortunately, if your partner…
I own our current home my wife has never owned a property can we get a first-time buyer mortgage I have a flat in my name only valued at £64.5k with a £30k mortgage. I am recently married and my wife…
Can I Remortgage an Unencumbered Property? We own our current home outright - no mortgage. We want to move but think it will take a while to sell. Rather than take out a mortgage on a new property,…
Can I Remortgage a House Gifted to Me by My Parents? I have recently had a house gifted by my parents. The house is worth around £190,000. Can I remortgage this property? Yes, it's possible to…
Can I Get a Mortgage if I Work Abroad? Currently working in the Middle East. My base is in London. Can I get a UK mortgage while working abroad? I have a deposit of £40k. Thank you Yes, it's possible…
Can I Get a Mortgage with Settled Defaults? I have been told by a mortgage broker that I am unable to get a mortgage due to a settled default on a £1000 credit card bill. This default was settled in…
