Swap Rates and Fixed Rate Pricing Start to Diverge Over the last fortnight there has been some jockeying of positions on 2 year fixed rates, with some rates being increased and others decreased.…
A Question of Multiples One of the first questions people ask us when they are embarking on a house purchase or re-mortgage is how much they can borrow. I always give the same answer: it depends. One…
Can I Get a Mortgage if I Have an Overdraft and Credit Card? It is possible to get a mortgage with poor/bad credit in the UK, however the lenders and products available to you will depend on the…
I have a £50,000 deposit and would like to purchase a buy to let at £320,000. What are the chances of getting a mortgage for the balance? My salary is only £20,000 p.a. A year ago I bought a place…
Do I Need a Credit Score to Buy a House? There are mortgage options for people with no credit history - including some first-time buyers, returning expats and foreign nationals who can remain in the…
I'm Buying a House with My Mother. Can We Get a Mortgage? Hello, My parents are midway through a divorce and are selling the family home to each buy separate properties. My Mother and I are…
My partner is still on a mortgage with his ex-wife. She won't buy him out and the bank won't give us a mortgage because of this Hi my partner and I are looking to buy our own home together however we…
I work reduced hours, can you help me get a mortgage? I am in the process of applying for a mortgage, and would really appreciate some advice. The situation is as follows: 1) I am going back to work…
How Can I Buy My Ex-Husband Out of Our Property? It’s very common to remove one partner from a joint mortgage after divorce or separation, or even to take out a completely new mortgage in just your…
Can I Get a Mortgage on a Temporary Contract Job? I've just started an 18 month temporary work contract with a large company. My gross salary is £21.5k, with plenty of opportunity for overtime. I…
