It might be your dream to buy a property that comes with a lot of land. Large acreage gives you privacy and a sense of seclusion. You also have the space to develop your property, perhaps rear…
It can be harder for people with criminal convictions to secure a mortgage. This is because many lenders see convicted criminals as high risk borrowers. But worry not — many people in the UK with…
If you have a CCJ (County Court Judgment) against you, it can make getting a mortgage more difficult. However, it’s not impossible. In this guide, we discuss CCJs, how they can impact your ability…
Having bad credit doesn’t automatically mean you won’t get a mortgage, but it can make it tougher to get approved. You’re also likely to have fewer options available to you. Whether you’re…
Filing for bankruptcy can be a life-changing event, but it doesn't have to be the end of your homeownership dreams. While it may be more difficult to get a mortgage after bankruptcy, it's not…
It's no secret that making on-time payments is critical to maintaining a good credit score. A poor credit score could lead to higher interest rates and in some cases a declined mortgage application.…
When you’re dealing with the stress of repossession, the last thing you want to worry about is how long it will take to get back on your feet. While the timeframe for getting another mortgage after…
When you apply for a mortgage, the lender will look at your credit history. This is to determine if you’re a responsible borrower and if you’re likely to make your monthly payments on time. But, how…
If you have a default, you might worry about how this will affect your ability to get approved for a mortgage. It can be worrying to think that your mortgage application could get declined. The…
It's a common misconception that you need to have a completely clean credit history in order to get a mortgage. In fact, many lenders are happy to work with borrowers who have adverse credit -…
