You may have come across the term subprime mortgage, but what exactly is it? A subprime mortgage is a loan offered by a lender that isn't your standard high street lender but typically an…
Applying for joint mortgages is the way that most people afford to buy their dream home. However, if both of you have a bad credit history, this can make the process much harder. It's not…
Buying a house with someone else can be a scary step. Tying yourself financially to someone else for a mortgage is a complex process and it can be much harder if one applicant has bad credit.…
Many people worry about credit card debt and what it might mean when for securing a mortgage. Applying for a mortgage can be stressful and no one wants to risk their mortgage application being…
A DRO (debt relief order) is a legal process that can help people who are struggling with unmanageable levels of debt. It’s a way to get some breathing room and start to rebuild your finances. But…
If you're struggling with debt, you may be considering an IVA as a way to get back on track. An IVA is a formal agreement between you and your creditors that allows you to repay your debts over a…
Guarantees aren’t possible in the world of mortgage lending. No mortgage lender or broker will give you guaranteed approval with bad credit – or excellent credit for that matter. Until your…
Mortgage applications are a necessary part of the home buying process, but they can also affect your credit score. Here we discuss everything you need to know about a mortgage application credit…
Mortgage declined. It's a phrase that strikes fear into the hearts of many applicants. If you're one of them, don't worry — you're not alone. Every day, people are turned down for mortgages for all…
If you rely on benefits for a portion of your income, it’s not uncommon to worry about whether you’ll be able to get a mortgage. Fortunately, getting a mortgage on benefits does not have to be as…
