If you've gone through bankruptcy and come out the other side, you'll know that it's a complex process that will seriously impact your credit status. You may now be wondering what your options are…
If you're looking to apply for a mortgage or any other kind of credit, it's good to calculate your affordability and risk before you apply. Before agreeing to lend to you, lenders will look at…
Buying a house with a shared ownership mortgage can be the path toward home ownership for people who cannot get a mortgage for 100% of a property's cost. However, it can be a challenge to get any…
If you’re a council tenant living in England, you may have considered buying your home through the Right to Buy scheme. If you're worried that your bad credit history will prevent you from…
Your credit score is one of the most important factors when it comes to getting a mortgage as a first-time buyer or previous homeowner in the UK. A high credit score will help you get a lower…
With more and more people working as contractors, it makes sense that lenders have taken steps to better cater to this demographic. Nonetheless, when working as a contractor is combined with…
It can be difficult to get a second mortgage if you have bad credit. However, it's not impossible. There are many lenders who are willing to work with borrowers who have poor credit scores. In…
While many different types of loans are available, the most contentious type is payday loans. Payday loans can provide a beneficial short term boost to your finances, especially when the unexpected…
It can be difficult to get a mortgage if you have no credit history. Lenders want to know that you’re a low risk borrower, and one way to measure this is by looking at your credit score. A high…
Learn all about how an IVA affects your credit score, what this means for your mortgage options and how to rebuild your credit score in our guide. Want to Know More? Fill out this form and we'll…