In the United Kingdom, the average home now costs over £200,000. Whether you're a first-time buyer hoping to get on the property ladder or a current homeowner looking to move home, you may require…
Whether you’re buying your first home, remortgaging, or looking at moving home, one of the biggest worries about getting a mortgage is how much the monthly repayments will be. You…
Learn How to Put a Second Charge on Property Navigating the process of obtaining a second charge mortgage can be complex, especially without proper guidance. This guide outlines the process for…
Looking for a £300,000 mortgage but not sure if you can afford the repayments? Don’t worry, we’ll explain everything you need to know about repayments on a £300,000 mortgage in this guide. One of…
If you're hoping to buy a property in the UK but are working here on a Tier 2 visa, then there’s good news: there are many lenders able to consider Tier 2 visa mortgage applicants. They just…
When you’re moving home, one of the first things you'll likely consider is how much of a mortgage you can borrow. While lenders traditionally let you borrow up to about 4 - 4.5 times your…
Second Charge Mortgage Definition A second charge mortgage, also known as a second charge loan or second mortgage, is a loan that allows you to borrow money against the remaining equity in your home…
What Is a First and Second Charge? First Charge A first charge mortgage, commonly known as the main mortgage on a property, holds the primary lien against the property. This means that in the…
Applying for a mortgage can be an intimidating process, but it doesn't have to be. The key is to understand the steps involved and to remain organised. With the right information and some…
