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ERC Mortgage – Early Repayment Charge

ERC Mortgage – Early Repayment Charge

ERC Mortgage – Early Repayment Charge Want to know about ERCs and mortgages? Learn what they are, how they work, if there are no ERC mortgages and more in our guide. What Is an Early Repayment Charge…

Mortgage Administrator

Full time, permanent position £22,000 Southampton John Charcol is currently recruiting for a Mortgage Administrator to join their expanding team in the mortgage sector. The successful…

LTV - Loan-to-Value Mortgages Explained

LTV - Loan-to-Value Mortgages Explained

LTV - Loan-to-Value Mortgages Explained Learn about LTV mortgages – what they mean to you as a borrower, how lenders use LTV and how a high or low LTV can affect your mortgage. What Is LTV? LTV, or…

How to Save on Your Mortgage as the Cost of Living Increases

How to Save on Your Mortgage as the Cost of Living Increases

How to Save on Your Mortgage as the Cost of Living Increases For most people, their mortgage payment is their highest monthly outgoing. Learning ways to manage your mortgage can save you interest and…

Arrears Reach 12 Year High – Worried? Take Your Time and Review Your Options

Arrears Reach 12 Year High – Worried? Take Your Time and Review Your Options

Arrears Reach 12 Year High – Worried? Take Your Time and Review Your Options The pandemic opened new opportunities and altered how we live our lives, but not without testing every sector and…

Should a Down Valuation Be Seen as a Negative or a View on the Current Market Value?

Should a Down Valuation Be Seen as a Negative or a View on the Current Market Value?

Should a Down Valuation Be Seen as a Negative or a View on the Current Market Value? A recent report from HBB Solutions highlighted that almost half of UK property transactions were down valued…

Self-Employed Mortgage Adviser

Remote, from home Remote, from home Benefits: Work from home (plus optional use of the John Charcol offices) You set your own working hours Lead support with a competitive commission split The…

The FPC Misses Open Goal to Reflect Mortgage Product Changes Since 2014

The FPC Misses Open Goal to Reflect Mortgage Product Changes Since 2014

The FPC Misses Open Goal to Reflect Mortgage Product Changes Since 2014 The FPC has announced the abolition of its requirement for lenders to use a 3% margin to stress test mortgages with an initial…

Does Gambling Affect a Mortgage Application in the UK?

Does Gambling Affect a Mortgage Application in the UK?

Does Gambling Affect a Mortgage Application in the UK? Want to know whether gambling affects a mortgage application? Find out how it’s viewed by lenders in the UK, how lenders define gambling and…

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