Santander Cuts “Revert-to” Rate by 1% From today Santander is reverting to its pre 23rd January 2018 policy for its “revert-to” rate by using a managed rate, SVR (standard variable rate), instead of…
Considerations for Expats Buying Rental Property in the UK Buying property in the UK as an expatriate is an exciting but often complex journey. Whether you're looking for a secure investment, a…
Preparing for Higher Mortgage Rates in 2024 For homeowners whose fixed rate mortgages are set to expire in 2024, the prospect of transitioning to a higher mortgage rate may be a cause for concern.…
The Autumn Statement Could Give FTBs a Massive Boost at Little Cost I note from The Times that The Chancellor is considering a package of support for FTBs (first time buyers) for the Autumn…
Are the Latest Mortgage Rates a New Norm or Short Term Blip? Mortgage rates have been quite the topic in the press over the last 12 months, along with the cost of living, political discord as well…
Should First Time Buyers Continue Renting or Take the Leap into Homeownership? Asking a mortgage broker whether now is a good time to purchase a home might seem like an inevitable one-sided answer.…
Highest SVR for 25 Years Virgin Money (plus Clydesdale Bank and Yorkshire Bank) announced yesterday an increase in its SVR to 9.49%, maintaining its unenviable position as the mainstream lender with…
Mortgage Charter New FCA Rules In his statement announcing the Mortgage Charter The Chancellor said the changes he announced would be available to borrowers with “no questions asked”. The Bank of…
Jeremy Hunt's Mortgage Charter Jeremy Hunt has “agreed” 3 measures with lenders to help mortgage holders struggling with increasing rates. A genuine agreement of this sort would not normally be made…
Mortgage Mistakes to Avoid Whether you’re a first-time buyer or seasoned property owner, moving home can be a stressful experience. Finding the right property, putting your home on the market,…
