How Have the 100% Borrowers of the Noughties Fared? 100% mortgages which didn’t rely on family help were last available back in 2007 and I suspect a large majority of first-time buyers who borrowed…
A Review of Skipton’s Residential Track Record Mortgage Skipton Building Society’s launch of the first 100% LTV mortgage since 2008 which does not require family support is not only welcome for FTBs…
Avoid Making a Costly Mistake by Not Checking When You Go onto the Lender’s SVR There are an estimated 2 million homeowners on variable rate deals, such as Base Rate trackers or even their lender’s…
How Did the Mini Budget Affect the Buy-to-Let Market? How Have Landlords and Lenders Responded? The Mini Budget has left its mark. Market conditions and uncertainty surrounding government fiscal…
Despite Uncertainty Opportunities Are Still About if You Know Where to Look House prices in the UK fell for the fifth month in a row in January, according to Nationwide Building Society. The price of…
A New Window Opens for Self-Employed January 31st is not only renowned for being a significant date in a football fans diary across the country as transfer deadline day. Those that are self employed…
Interest Rates and House Prices Although the initial media focus on February’s Bank Rate decision was on the 0.5% increase, that was not the most important part of the MPC’s announcement. Arriving at…
Airbnb Considerations for Homeowners and Why Lenders Need to Adapt Airbnb is calling on banks and building societies to update their mortgage policies and allow borrowers to supplement their income…
Will Interest-Only Ever Be the Default Option for Homeowners Over Repayment? It’s important that you get the right advice from a broker that will review your circumstances and have a conversation…
Buy-to-Let Expectations 2023 The property market has been extremely buoyant since the pandemic with yearly property price increasing 8% year on year and rental increase at 12.3% according to Zoopla.…
