What Happens if a Lender Changes Rates (Downwards) Before My Mortgage Completes? The recent market volatility in the last few months unfortunately is a reflection of the year as a whole, and many…
Ray Boulger Autumn Statement Update There is plenty in the Autumn Statement to be negative about but most comments completely ignore where Sunak and Hunt were starting from and the counterfactual…
Inflation and Rate Rises: A Market Update Latest inflation figures from the ONS now put the cost of living to 11.1 in October up from 10.1% in September, increasing at its fastest rate in 41 years.…
The Recent Base Rate Rise – What Does This Mean? As expected, the MPC has announcement a base rate rise of 0.75%. Bringing the bank of England base rate to 3%, this has been the single biggest…
SDLT Threshold Increase for FTBs Exposes Inequity in Life ISA Limit The recent increase in the threshold from £300,000 to £425,000 for FTBs (first-time buyers) to start paying SDLT (Stamp Duty Land…
Here Are Your Mortgage Options Following a Separation or Divorce Having a breakdown in a relationship or marriage is never easy. Figuring out how you move forward, and what conversations you need to…
Mortgage Rates and Housing Transaction Numbers Ray Boulger goes through what's happening in the market right now and how mortgage rates and transaction numbers will be affected. The SDLT (Stamp Duty…
Managing Through Mortgage Uncertainty What is influencing mortgage market conditions? What does this mean for borrowers? How can borrowers prepare? Find out more from Nick Mendes, Mortgage Technical…
Move or Stay? How Home Improvements Could Add Value To Your Home As house price inflation continues, alongside cost of living challenges and housing affordability, homeowners may question whether it…
From Expats to Repats and Back Again Over the past few years there’s an increasing commentary amongst the expat community of individuals and families re-evaluating their decision to leave and now…
