Why The Saying ‘Never Settle For 2nd Best’ Isn’t Always True There is a growing demand for Second Charge mortgages, also known as a 'Secured Loan' or 'Second Mortgage' which effectively allows you to…
Property Price Expectations For 2023 The time of year has come when we reflect our previous years predictions on the last 12 months and try to make a forecast of what 2023 looks like. The time of…
Should I Stay, or Should I Go? I didn’t imagine my property blog would be titled after one of the greatest rock bands ‘The Clash’, but the lyrics seemed appropriate to how many will be feeling when…
A Glimmer of Hope for Landlords Nick Mendes reflects on how living and mortgage rate increases could affect landlords and what repercussions there could be on the housing marketing in the long…
What Happens if a Lender Changes Rates (Downwards) Before My Mortgage Completes? The recent market volatility in the last few months unfortunately is a reflection of the year as a whole, and many…
Ray Boulger Autumn Statement Update There is plenty in the Autumn Statement to be negative about but most comments completely ignore where Sunak and Hunt were starting from and the counterfactual…
Inflation and Rate Rises: A Market Update Latest inflation figures from the ONS now put the cost of living to 11.1 in October up from 10.1% in September, increasing at its fastest rate in 41 years.…
The Recent Base Rate Rise – What Does This Mean? As expected, the MPC has announcement a base rate rise of 0.75%. Bringing the bank of England base rate to 3%, this has been the single biggest…
SDLT Threshold Increase for FTBs Exposes Inequity in Life ISA Limit The recent increase in the threshold from £300,000 to £425,000 for FTBs (first-time buyers) to start paying SDLT (Stamp Duty Land…
Here Are Your Mortgage Options Following a Separation or Divorce Having a breakdown in a relationship or marriage is never easy. Figuring out how you move forward, and what conversations you need to…
