Will Mortgage Rates Go Down in 2025? Yes, mortgage rates are expected to decline in 2025, but the pace and extent of this drop will depend on several factors. The current expectation is that the MPC…
FCA Call for Inputs Submission Ray Boulger comments on the mortgage market and he principal suggestion to abolish the requirement to quote an APRC, or any other form of APR. We note that the Call for…
What Are Near Prime Mortgages and How Do They Work? In the dynamic world of mortgage lending, not every borrower fits neatly into the “prime” categories. For those who find themselves falling…
FCA Call for Inputs to Refine Retail Conduct Rules The FCA is asking for views by 31st October on how to refine its retail conduct rules, without reducing support and protection for consumers. It…
Full-time £29,500 To take full responsibility for achievement of specified business objectives by the successful completion of mortgage, protection, general insurance and other peripheral incomes…
How Auto Enrolment Could Help FTBs Legal & General has just released an interesting online survey of respondents currently contributing to a DC pension in which 70% said they would feel…
Price Performance of Flats vs Terraced Houses Before and After Grenfell The publication of the Grenfell report prompted me to look how much impact that awful fire has had on the values of flats in…
The Buy-to-Let Market: Trends, Challenges and Opportunities The BTL (buy-to-let) market has long been a cornerstone of the UK property landscape, offering investors a chance to build wealth and…
Are Higher Mortgage Rates Deterring Home Movers from Upsizing? In recent times, there has been a notable shift in the way people approach buying and selling properties. During the years when…
