Advice for Aspiring First-Time Buyers Who Are Currently Deciding Between Continuing Renting or Buying - from a Mortgage Broker Asking a mortgage broker whether now is a good time to purchase a home…
Highest SVR for 25 Years Virgin Money (plus Clydesdale Bank and Yorkshire Bank) announced yesterday an increase in its SVR to 9.49%, maintaining its unenviable position as the mainstream lender with…
Mortgage Charter New FCA Rules In his statement announcing the Mortgage Charter The Chancellor said the changes he announced would be available to borrowers with “no questions asked”. The Bank of…
Jeremy Hunt's Mortgage Charter Jeremy Hunt has “agreed” 3 measures with lenders to help mortgage holders struggling with increasing rates. A genuine agreement of this sort would not normally be made…
Mortgage Mistakes to Avoid Whether you’re a first-time buyer or seasoned property owner, moving home can be a stressful experience. Finding the right property, putting your home on the market,…
CPI Figures to Push Up Mortgage Rates Although today's CPI figures show a fall to 8.7% the fall was less than expected and more worryingly core inflation increased from 6.2% to 6.8%. The comment in…
How Have the 100% Borrowers of the Noughties Fared? 100% mortgages which didn’t rely on family help were last available back in 2007 and I suspect a large majority of first-time buyers who borrowed…
A Review of Skipton’s Residential Track Record Mortgage Skipton Building Society’s launch of the first 100% LTV mortgage since 2008 which does not require family support is not only welcome for FTBs…
Avoid Making a Costly Mistake by Not Checking When You Go onto the Lender’s SVR There are an estimated 2 million homeowners on variable rate deals, such as Base Rate trackers or even their lender’s…
How Did the Mini Budget Affect the Buy-to-Let Market? How Have Landlords and Lenders Responded? The Mini Budget has left its mark. Market conditions and uncertainty surrounding government fiscal…
