Can I Remortgage a House Gifted to Me by My Parents? I have recently had a house gifted by my parents. The house is worth around £190,000. Can I remortgage this property? Yes, it's possible to…
Can I Get a Mortgage if I Work Abroad? Currently working in the Middle East. My base is in London. Can I get a UK mortgage while working abroad? I have a deposit of £40k. Thank you Yes, it's possible…
Can I Get a Mortgage with Settled Defaults? I have been told by a mortgage broker that I am unable to get a mortgage due to a settled default on a £1000 credit card bill. This default was settled in…
Can I Get a Mortgage for a Property Without a Water Supply? Is it possible to get a mortgage, if the property has no water supply to it? In most cases it would be highly challenging, if not…
Is it illegal to have two residential mortgages Hi there, I am currently living in a flat (by residential mortgage), I am selling it and buying another bigger flat. My salary is enough for me to get…
Do any lenders lend up to 90% or 95% LTV on buy-to-let? Are there any 90 or 95% LTV BTL Mortgages? 90% or 95% loan to value buy-to-let mortgages A deposit for a buy-to-let is around 25% of the…
Can I get a new joint mortgage even though I'm still on the joint one with my ex wife? I am now divorced and have a child with my ex wife. She now lives in the old marital home of which we have a…
Should I Repay the Rest of My Mortgage With a Personal Loan? I have a mortgage of £30,000. I have £15,000 in savings I'm thinking of borrowing £15,000 (pesonal loan) and paying off my mortgage now,…
What Can I Do if My Ex-Partner Stops Paying Their Share of the Mortgage After Separating? I have a joint mortgage with my ex-partner. We recently separated and they’ve said they’re not going to keep…
I'm about to get divorced. Can I get a mortgage using the maintenance payments? My husband and I are about to separate. We will be selling our house and moving into separate rented accomodation…