What Is a Second Mortgage? A second mortgage or second charge is a type of secured loan taken out against a home that already has a primary mortgage on it. Essentially, it is a secondary loan that…
A second mortgage or second charge mortgage can be a useful financial tool, but it comes with both advantages and disadvantages. Here’s a detailed look at the pros and cons of a second…
Second Charge Mortgage and Bad Credit Navigating the mortgage landscape with adverse credit can be challenging. However, a second charge mortgage offers a potential solution, providing a viable…
Getting a Commercial Second Charge Mortgage For small business owners and semi-professionals, accessing necessary capital can be a challenge. A second charge mortgage offers a solution by allowing…
Do I Need Life Insurance in the UK? You don’t have to have life insurance in the UK. It’s not a legal requirement when you buy or own property. Nonetheless, not having life insurance can obviously…
Life Insurance in Trust A trust is a legal arrangement where one or more trustees are appointed to manage assets on behalf of the beneficiaries. Putting life insurance in a trust can provide…
What Is Life Insurance? Life insurance is a contract between you and an insurance company that provides financial protection to your beneficiaries in the event of your death. This form of insurance…
What Is Family Income Benefit? Family income benefit (FIB) is a type of life insurance policy that provides regular income payments to your family if you pass away during the policy term. Unlike…
Not sure whether a family income benefit policy is right for you? Here we explain how it works, when it’s suitable, how it compares to other insurances & more. Excellent 4.86 Average…
Best Life Insurance UK Finding the right life insurance can be a challenge, especially if you have unique circumstances that make it harder to secure coverage. Whether you have pre-existing health…
