Refused a Second Mortgage on My Property Can my current mortgage lender refuse a second mortgage on my property? Yes, your current mortgage lender can refuse to offer a second mortgage on your…
I Am Over 50 Years Old Can I Get a Mortgage? A whole section of the mortgage market called “later life lending” is dedicated to people over 55, so there are certainly mortgages for people over 50 and…
Should We Use Our Property as Collateral for Our Son's Mortgage? We are retired and own our home outright. Our son wants to buy his first house but the mortgage lender wants us to put up our house as…
How Do I Find Out Who I Had a Mortgage with? How do I find who my mortgage was with on a property? I can’t remember who the lender was and I no longer own the property. I know when it was in place…
Can I Buy An Over 55s Property for a Parent or Grandparent? Can a young person buy a retirement property for their parents or grandparent? My husband and I wish to buy a property with an over 55…
Will previous issues paying affect my chance of getting a mortgage? I am about to apply for a mortgage and am worried about my credit score. Quite a few years ago I was in financial difficulties and…
Can you be named on 2 residential mortgages? Hi I split from my wife a few years ago and now live in our home with my new girlfriend. I want to put her name on the mortgage and take my wife's name…
Can I get a second charge on a property with equity release? As an existing equity release lifetime mortgagee currently with loan to value of 17.3% with unused cash facility of £65K which would take…
The housing and mortgage markets for the last 60 years John Charcol can’t claim to have been providing mortgage advice over the whole of the last 60 years but, having been formed in 1974, we believe…
Can a Mother and Son Get a Mortgage Together? As part of a settlement for divorce my mother was given the matrimonial home on the basis that I join the mortgage to help her with repayments. She is 58…
