Mortgages in Trust My daughter and her partner, due to wed next year, are potential first time buyers. We have set up a Trust Fund and propose gifting our former first home into it having just built…
Taking over Parents Mortgage My Mother & Father are going through a divorce. Due to the poor housing market they have been unable to sell. They have a mortgage of £285,000 and the house is worth…
Homes for Dependent Relatives I want to buy my elderly parents a house nearer to the family. I already have a mortgage for my own place but I have heard there is a scheme titled ' homes for…
What Is the Minimum Size for a Flat to Get a Mortgage? What is the minimum square footage needed for a mortgage? I own a small studio flat which I am considering selling. However, several estate…
Capital Raising on Parent's Home I want to release equity from my parents home as they own it outright to use as a deposit for a new mortgage. Is it possible and what are the implications of doing it…
Can I Buy a House and Rent It to a Family Member? Whether you can rent a property to family will depend on your situation and if there’s already a mortgage on the property. Whether you can rent your…
Two Mortgages on One Property Can I have two mortgages on one house? I already have a mortgage on my home but would like to get a second mortgage on the same property. Does it help that I have built…
Can a Parent Be a Guarantor on a Mortgage? Parents can be guarantors for their child’s mortgage. Yes, a parent can indeed act as a guarantor on a mortgage, and it's a common arrangement in many…
Can I buy others out of Inherited Property I’ve inherited a property and I want to buy my sibling out of the property This is not an unusual situation and depending on your personal circumstances it…
Buy-to-Let: What Do I Need to Know? I’m looking at making an investment purchase by buying a home and looking to rent it out, is there anything I should know before making my decision? Depending on…
