Can I get a second charge on a property with equity release? As an existing equity release lifetime mortgagee currently with loan to value of 17.3% with unused cash facility of £65K which would take…
The housing and mortgage markets for the last 60 years John Charcol can’t claim to have been providing mortgage advice over the whole of the last 60 years but, having been formed in 1974, we believe…
Can a Mother and Son Get a Mortgage Together? As part of a settlement for divorce my mother was given the matrimonial home on the basis that I join the mortgage to help her with repayments. She is 58…
hsbc mortgage declined Just because you have been declined by HSBC doesn't mean that you will not be able to get a mortgage. HSBC have some of the tightest mortgage underwriting and in the present…
Is there an Alternative to Bridging Finance? Can I get bridging finance? Bridging Finance Your situation is a typical example of where a bridging loan can help you secure the property of your dreams…
Shared Ownership/Default I will be looking for a mortgage of roughly £50,000, as I will be doing the shared ownership scheme. I will hopefully have a deposit of £20,000. I have recently had a default…
What happens to my mortgage after getting a divorce? What happens to our mortgage after divorce? If you have a joint mortgage then you both have a responsibility to make sure the whole mortgage…
Non Simultaneous Sale and Completion I have a house worth approx £210,000 and a mortgage with £108,000 to pay. I have found a house I'd like to buy for £278,000 but my property isn't on the market. …
Can I get a mortgage on a house with an annex? House with annex Are lenders reluctant to offer mortgages on house with annexes? It is true that some lenders do not like properties with an annex…
Two flats within a Freehold Property I have had an offer accepted on a freehold property which is currently arranged as two self contained flats. The offer is £145,000 and I have a savings of…
